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Secondary Professional Liability Insurance Program | Life Insurance and Major Accident Protection | Personal Banking | Home and Automobile Insurance | Extended Health Care, Disability and Critical Illness | Professional Liability Insurance | Financial Security | Car Rental

PEGNL member services focus on enhancing professional and personal continuous learning through Professional Development program, seminars, meetings, salary surveys, the annual conference, web site, electronic Dialogue and other publications.

PEGNL also offers Engineers Canada sponsored insurance and financial services plans to its current members.

Secondary Professional Liability Insurance Program

PEGNL has an agreement with XL Insurance Company Limited for the provision of a Secondary Professional Insurance Program.

The agreement between XL and PEGNL is completed annually. PEGNL has decided to cover the cost of the premiums from PEGNL’s operating budget and not to bill Members for the annual premiums of $10.00 per person.

The following is a certificate of Insurance and a Question and Answer document, which provides reference information about the about the coverage and further insight into the program.

In addition to the attached information provided by XL you may view The Master Insurance Policy (PDF). A program hot line is available by calling 1 (800) 361-9080 to address other questions you may have.

Life Insurance and Major Accident Protection

Engineering professionals have counted on Manulife Financial's Term Life and Accident Insurance program for over 55 years. This plan is designed to offer maximum protection to your beneficiaries at a minimal cost.

The Engineers Canada -sponsored Term Life Plan makes it possible for you to provide financial security to your loved ones at a time when they may need it most. And thanks to the purchasing power of more than 48,000 of your peers who are already insured under this Plan, the rates are kept low so you can afford the amount of protection your family may need. Rate reductions for volume purchases make coverage even more affordable - in fact, you can even choose this coverage as your low-cost alternative to mortgage insurance! Coverage under this Plan includes a Living Benefit compassionate cash advance available if terminally ill, Waiver of Premium if totally disabled before age 65, and an Insurance Continuation Option to receive Premium-Free coverage at age 75. Choose coverage from $25,000 up to $1,500,000 each for you and your eligible spouse, to meet your family's needs.

The Engineers Canada -sponsored Major Accident Protection Plan helps you shield your finances from the loss and increased expenses that can result from an accident. The Plan covers accidental Major Impairment (including loss of limb, sight, hearing or speech, paralysis and brain damage) and Accidental Death for members and their spouse. In the event of a serious, disabling accident, this essential protection can provide funding to help you and your family during the period necessary to adapt to changes in your abilities. Choose Major Accident Protection of between one and five units each for you and your spouse. Each unit provides up to $100,000 of Major Impairment Benefit, plus a $10,000 Accidental Death Benefit.

For information, call 1-877-598-CCPE (2273) or click here for more information on the Manulife Financial website.

  • Contact (Click to view/hide)
    • Local Contact Ken E. Ellis, Ken Ellis Insurance Services
    • Address 70 Portugal Cove Rd., St. John's, NL, Canada, A1B 2M3
    • Phone 709.722.7474
    • Fax 709.722.7374
    • E-mail kellis_insurance@nf.aibn.com
    • National Toll-Free  1.877.598.2273
    • Website www.manulife.com/affinityccpe

Personal Banking

Line of credit, high-interest bank account, mortgage - it all adds up to One

Manulife One is an all-in-one personal borrowing and chequing account that is changing the way Canadians manage their mortgages and their money.

Engineers Canada sponsors Manulife One because it offers an exceptional means of paying off your mortgage years sooner, saving you thousands of dollars. If you are a member of one of Engineers Canada's 12 constituent members you can take advantage of this program. Follow this link to discover the special additional savings you can enjoy as an exclusive benefit of your professional membership.

What's in it for you?

Do you need a line of credit? Renovate your home, fund your children's education or top up your RRSPs using Manulife One - a super line of credit secured by your home.

Are you looking for a high-interest bank account that pays one of the highest rates on every dollar in your account and still gives you complete access to your savings? Manulife One does all that.

If you need a mortgage but want to pay it down quickly and easily anytime you have extra cash, Manulife One could be just what you need.

In fact, Manulife One is a flexible all-in-one account uniquely designed to save you thousands in interest costs and simplify your finances.

Home and Automobile Insurance

TD Insurance Meloche Monnex offers PEGNL access to a unique insurance program that covers all your automobile, home, travel, and small business needs. For over 50 years, TD Insurance Meloche Monnex has been recognized across Canada for its courteous and professional service to clients, as well as its commitment to helping affiliate organizations like ourselves to reach their goals. Since this relationship with your professional association began, you may have become familiar with TD Insurance Meloche Monnex as an on-going commitment to support our programs and events. The already strong partnership continues to prosper as more and more professionals, like yourself, become aware of the many benefits TD Insurance Meloche Monnex has to offer to you and your family.

Extended Health Care, Disability and Critical Illness

Manulife Financial offers a comprehensive, flexible insurance program to protect your health, your family and your finances.

The Engineers Canada -sponsored Health Care & Dental Care Plan can pay your eligible expenses over and above those paid by your government health plan. The Plan can help you cope with unexpected expenses that would otherwise be paid out of your pocket. The Extended Health Care Plan covers eligible health expenses your government health insurance won't pay for, while the Dental Care Plan covers expenses for regular dental checkups as well as preventative and restorative dental care, crowns, dentures and bridgework. You can choose coverage for yourself, or add coverage for your spouse and eligible dependent children too. And if you are self-employed, your premiums for the Engineers Canada -sponsored Extended Health Care Plan and Dental Care Plan may even be tax deductible!

The Engineers Canada - sponsored Disability Income Replacement Plan offers you a replacement income of up to $10,000 a month while you are disabled and unable to work. This Plan gives you essential protection for your most valuable asset - your income - because the loss of your pay cheque and your savings due to a serious illness or accident can be devastating. Choose coverage from $500 up to $10,000 in monthly benefits, based on a percentage of your monthly earnings, for a broad range of levels of disability, including Total Disability, Residual Disability, Partial Disability, Presumptive Disability, Recurring Disability and Catastrophic Loss.

The Engineers Canada -sponsored Business Overhead Expense Plan could reimburse you up to $8,000 a month in ongoing business expenses while you are totally disabled. This essential protection for self-employed professionals helps you cover business expenses that continue when your business revenue slows or stops because you are disabled due to illness or accident. Choose coverage from $500 up to $8,000 in monthly benefits, based on your average fixed monthly expenses in the last 6 months, such as rental or mortgage interest, utilities, including power, heat and water, depreciation, employee salaries and so on.

The Engineers Canada -sponsored Critical Illness Plan provides you with the financial stability you may need to recover from the devastating effects of a critical illness. If you are diagnosed with a Covered cancer condition, heart attack, stroke, kidney failure, paralysis, coma, Multiple Sclerosis, Alzheimer's Disease, Parkinson's Disease or other covered conditions, or if you undergo covered coronary artery bypass surgery or a major organ transplant, the Engineers Canada -sponsored Critical Illness Plan can write you a cheque for the full amount of your coverage, up to $1 million. This money is paid directly to you. You can use it to get fast access to costly, experimental or out-of-country treatment, or you can spend it any way you choose.

For information, call 1-877-598-2273 or click here for more information on the Manulife Financial website.

  • Contact (Click to view/hide)
    • Local Contact Ken E. Ellis, Ken Ellis Insurance Services
    • Address 70 Portugal Cove Rd., St. John's, NL, Canada, A1B 2M3
    • Phone 709.722.7474
    • Fax 709.722.7374
    • E-mail kellis_insurance@nf.aibn.com
    • National Toll-Free 1.877.598.2273
    • Website www.manulife.com/affinityccpe 

Professional Liability Insurance

Administered by Encon Insurance managers, this program provides design/build, pollution, joint venture coverage, and many other features. More recently, the collaborative efforts of Encon, ACEC, and Engineers Canada led to the launch of Practice Management: A Practical Guide to Professional Liability for Design Professionals, the first text to deal with loss prevention from a Canadian perspective. This manual is available to participants of this program.

  • Contact (Click to view/hide)

Financial Security

Great-West Life
330 University Ave
Toronto ON  M5G 1R8

Sponsored by Engineers Canada (the business name of the Canadian Council of Professional Engineers), the Financial Security Program with Great-West Life Group Retirement Services includes:

  • High quality retirement savings vehicle at lower than market retail fees
  • Enhanced interest rates on guaranteed investment accounts
  • Extensive investment choices from professional money managers
  • No transfer charges - change your asset mix anytime without penalty
  • No administration fees, regardless of the size of your plan
  • No minimum contribution - great if you're young and just starting an RSP
  • Access to a team of financial advisors, at no additional charge
  • GRS Access,  the Great-West Life Internet service for program participants
  • Access Line,  the Great-West Life automated phone line for program participants
  • A Client Service Centre for program inquiries, accessible by calling 1-800-724-3402, Monday to Friday from 8:00 a.m.-8:00 p.m.  ET
  • Post-retirement solutions available (RIF, LIF, LRIF, annuities)
  • Personalized quarterly statements identifying your personal rate of return


Great-West Life is committed to helping you achieve your retirement and savings goals.

 

For more information regarding the Engineers Canada-sponsored Financial Security Program:

Car Rental

Budget Rent-A-Car has been selected as Engineers Canada primary supplier of rental vehicle services. As a member of your provincial engineering association, you can benefit from corporate rates and, at some locations, unlimited mileage. For more information, please click here.

  

 

 

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